Safe and Secure Trust

Your Money is Safe and Secure

One of the main reasons for buying a pre-paid funeral plan is to have peace of mind that the financial burden of paying for your funeral will not pass to your loved ones. So you want to know that the money you have paid into your plan is safe and will be there when it is needed.

At Capital Life Funeral Plans no matter how you paid for your plan, either by a lump sum or monthly instalments, your money is paid into a secure Trust Fund that is completely independent of Capital Life. A panel of Independent Trustees manage the funds to ensure long-term growth in accordance with the current legislations as set out in the Regulated Activities Order (Financial Services and Markets Act 2000), under Article 60.

Alongside the Trustees, leading independent professionals have also been appointed to advise and manage the Trusts funds on behalf of Capital Life plan holders to protect future payments to Funeral Directors.

These include:


Actuary Rowanmoor


Chartered Accountants Spencer Gardner Dickins


International fund manager Investec


Law firms BBS Law